~MARYANN KEPREOS~MICHIGAN BLOG LOG~

Government Loans in Macomb County for Housing Repairs-ZERO INTEREST!

MARYANN KEPREOS — Sat, 12 Mar 2011 22:16:00 GMT

It's almost spring, you have sat around all winter long thinking about repairs that your home may need. You know what the list has on it, repair roof, new furnace, and the list goes on, and on...One huge problem, no MONEY!...Sure you are current on your mortgage payments, homeowners insurance and property tax payments. That still does not solve your problem of lack of funds and no money. O.K. here it is...the Department of Housing and Urban Development (HUD) is offering certain areas of Macomb County deferred, zero-interest loans of up to $20,000.00. The program is called the "Home Repair Assistance" program, and certain communities are eligible.

The loans are deferred until your home is sold to a new owner, and then at that time they are due in full. The program does have certain household income levels. This program is geared toward the overall economic stability of the neighborhoods. This is how to get started and get the information, you can find the guidelines and application at www.macombcountymi.gov/mcped or by calling (586) 469-5285.

One question that I am always asked by a Seller is, "When should I fix the leaking roof? Now? Or right before I am ready to sell?" If you are having a hard time selling, due to refurbishing issues, this is the answer. This spring, take advantage of the program with zero-interest and a deferred payment until the closing date.

Then call me and we will put a marketing plan into action to list and sell your home. Your home will stand out from the rest having many repairs just completed!

Macomb County Property Tax Workshop-Learn How to LOWER Your Property Taxes!!

MARYANN KEPREOS — Fri, 18 Feb 2011 19:16:00 GMT

Again it is that time of year for your property taxes to become due...If you are upset with lowering property values and would like to learn first hand how to lower your property taxes. Help is on the way...Thanks to Pete Lund from the 36th District - State Representive, he is holding a FREE workshop to show any Macomb County resident how to do it themselves. Thanks Pete...

Unfortunately, tax season is upon us, and with it comes the task of examining our property tax assessments. This year, I will be hosting a free property tax workshop aimed at providing you with the valuable information you may need to successfully understand your assessments, and complete the appeals process if need be.

The "Property Tax Appeal Workshop" is free for all residents, requires no formal registration, and will be held from 12 p.m. to 1:30 p.m. at Shelby Township Municipal Hall, located at 52700 Van *** Avenue, on Saturday, Feb. 26, in Shelby Township.

February Real Estate Market Newsletter

MARYANN KEPREOS — Tue, 15 Feb 2011 15:57:00 GMT

Phone: 586-703-8400
Email: Maryann@MaryannKepreos.com
Maryann Kepreos

I am available locally to assist you in purchasing a

foreclosure property or another property best suited to your

needs. Buying or selling, I am here to act as your local real

estate specialist. SFR

February 2011 Vol. 5, Issue 4
6 month Michigan Foreclosure Trends
NOD NTS NFS LIS REO
Michigan Foreclosures Up in 2010

Foreclosure filings — default notices, scheduled auctions

and bank repossessions — were reported on 135,874

Michigan properties for 2010, up 15 percent from a year

ago and 28 percent above the level reported for 2008,

according to the RealtyTrac® Year-End 2010 U.S.

Foreclosure Market Report™. “Foreclosure activity in

Michigan jumped up in 2010 to well above what was

reported for the past two years,” said James J. Saccacio,

chief executive officer of RealtyTrac. “One of the worstaffected

states in the nation in terms of foreclosure filings,

Michigan is also having a tough time in terms of keeping its

residents employed. Even with a recent improvement, the

state’s

The Massachusetts Supreme

Judicial Court has agreed to

hear an appeal from a buyer

who purchased a foreclosed

property from U.S. Bancorp in

2006 only to have a lower court

declare that he was not the

property’s owner because U.S.

Bancorp did not own the

mortgage when it foreclosed.

The case could have farreaching

implications on the

market for foreclosure

properties, calling into question

the validity of previous sales of

foreclosed (REO) properties,

which represent 15 percent of

all real estate sales, according

to RealtyTrac. It could also

wreak havoc on the lenders and

title insurers who were involved

in faulty foreclosure

transactions.

Court to Decide on
Foreclosure Buyer’s
Ownership Standing
Here are some of the most recent Investment opportunities in the area.
Property Type Address Amount Default Sq. Ft.
Bank-Owned School St,
Clawson, MI 48017 $172,632 N/A 1,488

Auction Date: 3/1/11

Auction N Greenbriar Rd,
Franklin, MI 48025 $460,767 N/A 3,973
Cole St
Birmingham
MI, 48009
Amount

N/A

Beds/Bath

3/2

Sq. FT

1,462

Pre-Foreclosure
FORECLOSURE TRENDS : NOVEMBER 2010
NATL MI OAKLAND CTY
NODs 39,529 5,410 765
NTSs 86,079 5,450 773
NFSs 29,877 0 0
LISs 39,426 0 0
REOs 67,428 4,451 654
Is Now The Time To Be A Real Estate Flipper?

For reasons which are hard to understand, real estate flipping is

often equated with illegal real estate flipping. This confusion hides

the very important fact that real estate flipping — the quick

purchase and sale of property — is common, lawful and now

encouraged by the FHA. We know this because in the past year the

FHA insured more than 21,000 mortgages for properties that were

resold within 90 days.

SHOULD YOU LIST AND SELL IN THE WINTER??

MARYANN KEPREOS — Fri, 14 Jan 2011 14:07:00 GMT

It looks like the holidays are over. It is a New Year and you are thinking about selling your home. Why would you list a property for sale during the winter months? Why would you wait? I am not considering interest rates or market conditions in this story. This is the best time to sell your home. The inventories are down with the private sales and buyers need homes even in the winter.

For starters, buyers during the winter months are usually more serious as a group. Running between a car and the front door in the pouring rain and dark to view a house with the heat turned off isn’t a lot of fun. After a few houses it becomes a chore so its a clear indication that they are committed to finding a home. It might as well be your home they find.

The decision should be easier with a vacant house. A showing of a vacant property will not interrupt your life. You’ve got monthly holding cost regardless of whether the home is listed or not. I do recommend keeping the heat at a comfortable level; not living temperature but at least warm enough where the buyer is likely to linger and not want to bolt for the car because it is warmer outside in the miserable weather than it is inside. There also needs to be enough lighting that no one kills themselves trying to get to the front door so there are some extra utility costs involved during the winter months. I am considering a seller owned sale, not a bank owned property. We want to stand out, not blend in with those properties.

As a seller in this market you’ve got to be willing to have your house shown when that call comes in and it might not be with that much notice. That can be a real pain. I’m not saying that you have to stop the prep for your dinner party for 16 in three hours but you do need to work with the buyer’s agent to get them in the door. Agents understand (at least deep inside) that your world does not revolve around them but they are also the bridge to connect you with the buyer so that you can move on with the next stage of your lives. Working with them to get the buyer in is a lot more productive than rescheduling the appointment. Some Realtors are working with relocation buyers and they might not be in town next week to look at your home.

Try to “live in it like it is listed” for a week or two. That means that each time you walk out the door the house is ready to show? You don’t need to leave all the lights on or take the dog with you. The idea is that you could run home, turn on the lights and pick up the dog without needing time to clean. Try it. If you’re like most of us it’s harder than it sounds. Always have rugs at the door ways, this will catch any snow and salt.

During winter months buyers are more likely to overlook less than perfect landscaping. If you have a stellar yard that blooms in the spring that’s a consideration. If you have a yard that needs work you’re going to need to do a more through clean up in the spring than now. Curb appeal matters more in the spring and summer, but do consider front door appeal.

With a vacant property, I usually recommend listing it as soon a s the property is ready to be on the market. Real estate slows in winter but dozen’t stop. People often have more time off or are in town for family. If you’re holding the property vacant and off the market you either have the utility costs to hold it safely or need to winterize.

Please make sure that the property has all walkways and drive-ways clear for potential buyers. They will appreciate it and will help your home stand out from the foreclosed ones.

An accurately priced and marketed home will sell at any time of year in any type of market. If you are ready and committed to selling, go for it. You might not be able to paint now but the price will reflect that. Winter time means less inventory for the sellers that are willingly to list now. It means serious buyers and offers on your home.

There has to be some consideration to the fact that inventory is usually higher in the winter but that is usually not because the number of listings increases but the rate of sales decreases. This in turn may result in more days on market. Please feel free to call me and we can discuss what your goals are and make the decision that makes the most sense for you and your family.

September Real Estate Market Trends

MARYANN KEPREOS — Fri, 08 Oct 2010 12:26:00 GMT

Nationwide Agent Network

Maryann Kepreos

“I am available locally to assist you in purchasing a foreclosure property or another property best suited to your needs. Buying or selling, I am here to act as your local real estate specialist.”

Phone: 586-703-8400

Email: mkepreos@comcast.net

September 2010 Vol 4 Issue 19

Download PDF File

6 month National Foreclosure Trends

NOD

NTS

NFS

LIS

REO

Search for Investment Properties>

Foreclosure Activity Increases 4 Percent in August

Foreclosure filings were reported on 338,836 properties in August, a 4 percent increase from the previous month but a 5 percent decrease from August 2009. One in every 381 U.S. housing units received a foreclosure filing during the month. “The trend lines of decreasing default notices and increasing bank repossessions converged in August, with virtually the same number of new default notices and bank repossessions for the month — a clear indication that the clogged foreclosure pipeline is being carefully managed on both ends by lenders and servicers,” said James J. Saccacio, chief executive officer of RealtyTrac. Complete Story

Banks Delay Foreclosures and Pray Property Values Increase

By Peter G. Miller

You've probably heard that the nation's banks had a $21.6 billion profit during the second quarter, reason enough to celebrate with big executive bonuses for our financial leaders. But before we break out the champagne it might be good to mention that the profits enjoyed by our bankers are no more believable than Bernie Madoff's sworn testimony. If a sound financial system is crucial to the economy, a few rules must be bent to create the fiction of bank stability. That reality impacts home prices and foreclosure practices nationwide. Complete Story

Here are some of the most recent Investment opportunities in the area.

Pre-Foreclosure

Northgate Rd
Rochester,
MI 48306

Market Value
Default Amount
N/A
N/A
Beds/Bath
Sq. FT
0/0
0

Property Type	Address	Market Value	Default	Sq. Ft.
Bank-Owned	Harrington Rd, Rochester Hills, MI 48307	$237,127	N/A	1,722	GET DETAILS
Auction Auction Date: 10/26/10	Salem Dr, Rochester Hills, MI 48306	$228,155	N/A	1,630	GET DETAILS

View more properties in Oakland County

Favorable Financing on Fannie, Freddie and FHA Foreclosures

A growing number of delinquencies and foreclosures on government-backed loans —combined with generous incentives for purchasing foreclosed homes owned by Fannie Mae, Freddie Mac and HUD — means buyers and investors will have plenty of opportunities in the coming months to pick up properties at bargain prices with low down payments and preferred financing. The two government sponsored enterprises (GSEs) — Fannie and Freddie — are acquiring real estate owned (REO) properties through foreclosure at a significantly faster pace than overall growth in REO activity based on RealtyTrac data from the second quarter.

Complete Story

Foreclosure Trends : July, 2010

National	Michigan	Oakland CTY
NODs	42,651	6,472	901
NTSs	87,310	6,570	958
NFSs	47,938	0	0
LISs	54,472	0	0
REOs	92,858	5,791	842

Notice of Default (NOD)

A non-judicial document filed by a trustee that starts the foreclosure process. More about NOD

Lis Penden (LIS)

Notification of pending lawsuit. A judicial document filed by an attorney or trustee that starts the foreclosure process. More about LIS

Auction / Notice of Trustee's Sale (NTS)

A filing by notice announcing a public auction. More about NTS

Notice (Judgment) of Foreclosure Sale (NFS)

An order signed by a judge directing to sell the property at public auction. More about NFS

Real Estate Owned (REO)

The final step in foreclosure process in which property ownership returns to lender. More about REOs

NEGOTIATE YOUR BEST HOUSE BUY

MARYANN KEPREOS — Tue, 05 Oct 2010 21:33:00 GMT

Negotiate Your Best House Buy

By: G. M. Filisko

Keep your emotions in check and your eyes on the goal, and you’ll pay less when purchasing a home.

Here are six tips for negotiating the best price on a home.

1. Get prequalified for a mortgage

Getting prequalified for a mortgage proves to sellers that you’re serious about buying and capable of affording their home. That will push you to the head of the pack when sellers choose among offers; they’ll go with buyers who are a sure financial bet, not those whose financing could flop.

2. Ask questions

Ask your agent for information to help you understand the sellers’ financial position and motivation. Are they facing foreclosure or a short sale? Have they already purchased a home or relocated, which may make them eager to accept a lower price to avoid paying two mortgages? Has the home been on the market for a long time, or was it just listed? Have there been other offers? If so, why did they fall through? The more signs that sellers are eager to sell, the lower your offer can reasonably go.

3. Work back from a final price to determine your initial offer

Know in advance the most you’re willing to pay, and with your agent work back from that number to determine your initial offer, which can set the tone for the entire negotiation. A too-low bid may offend sellers emotionally invested in the sales price; a too-high bid may lead you to spend more than necessary to close the sale.

Work with your agent to evaluate the sellers’ motivation and comparable home sales to arrive at an initial offer that engages the sellers yet keeps money in your wallet.

4. Avoid contingencies

Sellers favor offers that leave little to chance. Keep your bid free of complicated contingencies, such as making the purchase conditional on the sale of your current home. Do keep contingencies for mortgage approval, home inspection, and environmental checks typical in your area, like radon.

5. Remain unemotional

Buying a home is a business transaction, and treating it that way helps you save money. Consider any movement by the sellers, however slight, a sign of interest, and keep negotiating.

Each time you make a concession, ask for one in return. If the sellers ask you to boost your price, ask them to contribute to closing costs or pay for a home warranty. If sellers won’t budge, make it clear you’re willing to walk away; they may get nervous and accept your offer.

6. Don’t let competition change your plan

Great homes and those competitively priced can draw multiple offers in any market. Don’t let competition propel you to go beyond your predetermined price or agree to concessions—such as waiving an inspection—that aren’t in your best interest.

Seven Steps to Sell in a Down Market

MARYANN KEPREOS — Sat, 02 Oct 2010 21:08:00 GMT

Seven Steps to Sell in a Down Market

Fall is upon us in Macomb Michigan and you are trying to sell your house. Due to family reasons, job changes or economic reasons you are faced with a home to sell. How can you be successful and complete the sale in a decent time frame?

The following is a list of 7 easy steps to get your home in Top-Block condition.

1. De-Clutter- I know that you are thinking "What should I do with all my stuff?" Well, the answer is simple. Get rid of it, give it away, or store it at a family or friends house. You are moving!! If it is in the next couple of weeks, or the next couple of months, start packing. Buyers want to see empty closets. Buyers do not care about your junk, they are sizing up your home to see if their junk will fit. Make 3 piles; keep, give away, or throw away. You will feel liberated to let it go!!!

2. Clean- You do not have to hire a professional house cleaner. Take one room at at time, and deep clean. Dust corners, vaccum under the bed and closets, use Fantasic on walls. Buyers love a clean home and will remember yours even if it is priced higher than the other homes in your neighborhood. Gather the family, turn on the radio and burn some calories.

3. Front Door- This is your first impression with the buyer, make it a great one!! Think of it as a first date. Paint or replace the front door if needed. Fix that torn screen, put a welcome door mat out, add some pots of flowers on your porch. Hang a wreath (could be seasonal). Polish the hardware on the door. Give them something to remember.

4. Kitchen- One of the most important rooms in a home. Is your kitchen in order? Do all the cabinets and door work properly? Women will open drawers and doors. Clean and de-clutter them. Even if you do not like to cook, this is one room that has to sparkle. Clean the sink and remove dirty dishes prior to showings. I know this is alot of work, but the competition is high, and you want to sell.

5. Bathrooms- Check this room before leaving the house. Did your children put the toilet seat down and flush. I know that this is common sense, but you would not believe how many houses I walk in and see this. Fix any broken shower doors, or replace that ripped curtain with an inexpensive new one. Scrub the tile, they will look. Replace light bulbs, give good light in the room.

6. Furniture Placement- Rooms need to look big. Again, you do not need to hire a professional home stagger. Ask your Realtor, they should suggest how to place your couch and chair in a room. You might not like it, but you are moving. A little change with placement could make all the difference in opening up a room. Maybe some pieces need to go into storage till the move.

7. Be Available- Let the home be shown. We are in a down market, with excess inventory available to buyers. Show the home, open the door, let them use the lock-box. Give a key to your Realtor if you do not want to have a lock-box. It might not be the most convienet time for a showing. You might have started cooking dinner, just got home from work, or even had plans for the day. Ask the showing desk to change the time 1-2 hours. Most Realtors are showing more than 1 house in your neighborhood at a time. They can adjust. Let the home be seen, the buyers will not come back, and you want to sell.

I hope that your selling season is a short one, pain free. I hope that these simple steps will help you accomplish your goal. Your Realtor can advertise your home, do vitual tours, take pictures and write great listing remarks. You need to work with your Realtor and listen, they might not want to hurt your feelings and express all or any of the above. You are a team, and are working together to get you moving fast.

FORECLOSURE MARKET TRENDS

MARYANN KEPREOS — Sat, 19 Jun 2010 12:38:00 GMT

Phone: 586-703-8400

Email: mkepreos@comcast.net

May 2010 Vol 4 Issue 12

Download PDF File

6 month Michigan Foreclosure Trends

NOD

NTS

NFS

LIS

REO

Search for Investment Properties>

Michigan Foreclosure Activity Rises in April

Monthly foreclosure activity in Michigan increased in April, up 8 percent from the previous month to 19,173 properties with foreclosure filings. This latest state total also represents a 77 percent year-over-year increase in foreclosure filings from April 2009, according to the latest RealtyTrac® U.S. Foreclosure Market Report. “Michigan reported a jump in foreclosure activity between March and April, with a total number of filings well above what was reported for this time last year,” said James J. Saccacio, chief executive officer of RealtyTrac. “Unemployment in Michigan also rose to 9.9 percent, even as employers added new jobs and retail sales increased, sendi Complete Story

Top 10 Myths About Buying a Foreclosure

By Tara-Nicholle Nelson

Trulia.com and RealtyTrac recently surveyed U.S. adults to get some insight into what people *think* is involved with buying a foreclosure. Here are the Top 10 Myths that came up, and the facts to set the record straight: Foreclosures need a huge amount of work. 92 percent of consumers expressed that if they bought a foreclosure, they would be willing to make home improvements after they closed the deal, with 65 percent being willing to invest 20 percent or less of the purchase price. Although stories of foreclosures missing plumbing and every electrical fixture are very memorable, many foreclosed homes need only the cosmetic improvements. Complete Story

Here are some of the most recent Investment opportunities in the area.

Pre-Foreclosure

Willow Tree Ln
Rochester Hills,
MI 48306

Market Value
Default Amount
N/A
N/A
Beds/Bath
Sq. FT
0/0
0

Property Type	Address	Market Value	Default	Sq. Ft.
Bank-Owned	Whitney Dr, Rochester Hills, MI 48307	$177,678	N/A	1,875	GET DETAILS
Auction Auction Date: 6/29/10	Rancroft Beat, Rochester Hills, MI 48306	$225,580	N/A	2,295	GET DETAILS

View more properties in Oakland County

20 Keys To Foreclosure Investing Success

Is there any way to assure real estate success, to purchase real estate at the bottom of the market, sell at the top and face no risk in between? It would be great to say that the answer is yes, and greater still to have such knowledge, but the central reality of investing is that such certainty does not exist. There's always risk, including the risk of not doing anything and missing an opportunity. But if it's true no form of investing is risk-free, then it's equally true that there are steps which can be taken to reduce marketplace perils, especially when considering foreclosures, short sales and distressed properties in general

Complete Story

Foreclosure Trends : March, 2010

National	Michigan	Oakland CTY
NODs	50,450	6,038	1,030
NTSs	117,549	5,947	958
NFSs	40,556	0	0
LISs	66,933	0	0
REOs	91,568	5,715	880

Notice of Default (NOD)

A non-judicial document filed by a trustee that starts the foreclosure process. More about NOD

Lis Penden (LIS)

Notification of pending lawsuit. A judicial document filed by an attorney or trustee that starts the foreclosure process. More about LIS

Auction / Notice of Trustee's Sale (NTS)

A filing by notice announcing a public auction. More about NTS

Notice (Judgment) of Foreclosure Sale (NFS)

An order signed by a judge directing to sell the property at public auction. More about NFS

Real Estate Owned (REO)

The final step in foreclosure process in which property ownership returns to lender. More about REOs

Macomb County Tax Appeal Workshops

MARYANN KEPREOS — Fri, 19 Feb 2010 22:46:00 GMT

Dear Neighbor,

I just received this e-mail from my state representative, Pete Lund. Anytime I can pass on valuable information, I will. This is free and can apply to anyone living in Macomb County. Have you ever wondered about why your taxes are higher than your neighbors?? This is the workshop for you. It will help you understand how to appeal your taxes. In this down economy, everyone can use some help. Bring a friend, family or co-worker. Hope to see you there...

In order to accommodate residents, we will host four events:

Saturday, Feb. 20 from 11 a.m. to 12:45 p.m. at the Shelby Township Municipal Office, located at 52700 Van *** Road;
Saturday, Feb. 20 from 1 to 2:45 p.m. at the Shelby Township Municipal Office, located at 52700 Van *** Road;
Monday, Feb. 22 from 5:30 to 7 p.m. at the Washington Township Hall, located at 57900 Van *** Road; and
Monday, Feb. 22 from 7:15 to 8:45 p.m. at the Washington Township Hall, located at 57900 Van *** Road.

Property values have fallen so much in recent years that many homeowners who normally wouldn't bother to appeal their assessment actually stand a good chance of lowering their property taxes. These workshops are a great opportunity for homeowners to learn how to effectively appeal their assessment. Although we cannot guarantee your appeal will be successful, we will have experts on hand to assist you in the process.

You may also download a free, easy-to-understand instructional guide that explains how homeowners may appeal their property tax assessment by visiting www.gophouse.com/lund.htm and clicking the "Publications" link on the left.

For more information about the property tax workshop, please contact my office by calling toll free 1-888-MICH-REP (1-888-642-4737) or e-mail petelund@house.mi.gov.

Romeo Michigan Peach Festival

MARYANN KEPREOS — Sat, 05 Sep 2009 12:47:00 GMT

Looking for something to do this Labor Day Weekend? Looking for something that is cheap and fun for the whole family? Check out the Romeo Peach Festival in downtown Romeo, Michigan. The whole weekend has plenty to do, close to home, and is a blast. Small downtown Romeo will have carnival rides, a car show, and plenty of yummy peach pie. It is a great way to re-group with the family before school on Tuesday. Wear your walking shoes. Enjoy!!

Rochester Michigan Voted one of America's Best by CNN

MARYANN KEPREOS — Sat, 08 Aug 2009 20:35:00 GMT

Did you hear the news?? Our very own Rochester, Michigan has been voted one of America's best small towns to live!! Take a look at www.CNNMoney.com for the complete article. Rochester is #52 out of 100 acres of parkland small towns. The artice sites the 82 acres of parkland gardens, and natural beauty. If you have ever walked down main street or attended a "Dancing in the Streets" summer event, you would know the reason why!! Rochester has a great community spirit that in these troubled times is refreshing. Congrats Rochester!! You are truly a great town to live and work in. Hopefully, the positive press with help with home and business values. Come visit me in Rochester...

www.MaryannKepreos.com

It Really Is Finished-26 Mile Bridge!!

MARYANN KEPREOS — Fri, 31 Jul 2009 18:50:00 GMT

It is always a pleasure to report when a project is completed on time. It is a greater pleasure to report when that project is completed before the due date. Today the 26 Mile Bridge and Ramp has officially opened. It has been closed for months. The bridge was not to be finished before Labor Day weekend. My many thanks to the construction workers, planners and anyone that pushed this project to be finished ahead of schedule. The northern macomb county area relies on this bridge for easy flow from east to west. It has changed everyone's daily route who lives and works in this area. Thanks again!!

Macomb County Michigan Sold Home Stats for 1st Quarter-2009

MARYANN KEPREOS — Tue, 14 Apr 2009 18:43:00 GMT

This is surprising news for anyone wishing to sell or buy a home in Macomb County Michigan.

66 % of all homes sold within the first quarter were either foreclosed or bank owned.

12 % of all homes sold within the first quarter were recorded as leased properties.

22 % of all homes sold within the first quarter were private sales - and some were short sales.

Average Sold Prices

$69,900 was the average bank owned sold price

$159,000 was the average private owned sold price

1550 homes sold in Macomb County Michigan in the first quarter.

1 1/2 Story For Sale in Westgrove Estates

MARYANN KEPREOS — Mon, 23 Mar 2009 17:11:50 GMT

Beautiful Designer Condo with Great View

• 1,458 sq. ft., 2 bath, 3 bdrm 1 1/2 story "Condo Attached" - MLS® $179,900 - Make Offer!!

Westgrove Estates, Macomb Township - Immaculate & Gorgeous Macomb Condo Fantastic Location backs to wooded area. Beautiful lay-out with Great Rm. & Fireplace, Cathedral Ceiling, Doorwall leads to Brick Patio. Master suite with full bath & cathedral ceiling. Designer kitchen with all major appl. included. Large wrap island, stunning back splash with "tumbled" ceramic tile. Loft upstairs for library/office or 3rd Bedroom. Huge walk-in closets, 1st floor laundry with Mud area from deep 2 car finished garage. Full Basement prepped for bath-motivated seller,make offer.

Property information

Foreclosure Help

MARYANN KEPREOS — Sun, 22 Mar 2009 18:54:00 GMT

Foreclosure Help Information:

If you are facing foreclosure the last thing that you want to do is nothing. It will not go away with no action on your part...

There is a new program geared for loan refinancing for individuals that are eligible. Check out www.fanniemae.com or call 1-800-732-6643,

or www.freddiemac.com or call 1-800-373-3343. This may help your current financial condition and help you under the Making Home Affordable Program.